Rates

Explore our interest rates below.

APY = Annual Percentage Yield. Rates effective as of 10/20/2022. Fees may reduce earnings. Interest Rates may change after account is opened. Please contact us for our current rates.

Priority Premium*

Balance
Interest Rate
APY
0 – $14,999
1.02%
1.02%
$15000+
0.05%
0.05%
All balances if qualifications not met
0.01%
0.01%

Qualifications

Earning the full rewards is so easy, you’re probably already doing it! To earn your rewards, simply do the following activities and transactions in your Priority Premium account each monthly qualification cycle:

Have at least 15 debit card purchases post and settle
If you don’t meet the qualifications one month, don’t worry. There is no penalty, and you still have a free checking account that earns our base interest rate. Plus, you can get back to earning really high interest and nationwide ATM fee refunds the very next month.

Personal Money Market

Minimum
Maximum
APY
$15,000
$24,999.99
0.00%
$25,000
$49,999.99
0.00%
$50,000
$99,999.99
0.05%
$100,000
$149,999.99
0.05%
$250,000
$499,999.99
0.10%
$500,000
$999,999.99
0.15%
$1,000,000+
0.20%

Deposit Accounts

Account
Minimum Balance To Obtain APY
APY
Kaching with Interest
$1000
0.05%
Statement Saving
$100 – $9,999.99
0.01%
Statement Savings
$10,000 – $99,999.99
0.015%
Statement Savings
$100,000 +
0.101%

Business Interest Checking

Minimum Balance To Obtain APY
APY
$0 – $49,999.99
0.00%
$50,000 – $99,999.99
0.05%
$100,000 – $249,999.99
0.10%
$250,000 +
0.15%

Financial Planner

Minimum To Obtain APY
APY
$1,000 – $ 24,999.99
0.025%
$25,000 – $49,999.99
0.05%
$50,000 – $99,999.99
0.10%
$100,000 +
0.15%

Diamond Savings

Minimum To Obtain APY
APY
$10,000 – $ 24,999.99
0.000%
$25,000 – $49,999.99
0.025%
$50,000 – $99,999.99
0.050%
$100,000 +
0.100%

Certificates of Deposit (CDs) & Individual Retirement Accounts (IRAs)

Term
APY
Rate
Minimum To Obtain APY
Payment Method
Penalty
6 Month
0.25%
0.25%
$1000
Maturity Only
182 Days
12 Month
0.50%
0.50%
$1,000
Maturity Only
365 Days
18 Month
0.55%
0.55%
$1,000
Annually
547 Days
24 Month
0.60%
0.60%
$1,000
Annually
730 days
36 Month
0.75%
0.75%
$1,000
Annually
1095 days
48 Month
0.85%
0.85%
$1,000
Annually
1460 days
60 Month
1.00%
1.00%
$1000
Annually
1825 Days

CDARS

Payment Method
Rate
APY
6 Month Maturity
0.25%
0.25%
12 Month Maturity
0.50%
0.50%
36 Month Maturity
0.75%
0.75%

CD Specials Effective 11/7/2022

Term
APY
Rate
Minimum To Obtain APY
Payment Method
Number of Days
13 Month
3.05%
3.05%
$1000
Maturity Only
396 days
19 Month
3.55%
3.55%
$1,000
Maturity Only
578 days

Need Some Extra Cash?

We help customers every day obtain personal loans to provide cash for purchases.  Meet with one of lenders today to discuss your options or visit our Personal Lending page for more information.

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