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Rates
Explore our interest rates below.
APY = Annual Percentage Yield. Rates effective as of 10/1/2024. Fees may reduce earnings. Interest Rates may change after account is opened. Please contact us for our current rates.
Priority Premium*
Balance | Interest Rate | APY |
|---|---|---|
$0 – $14,999 | 3.20% | 3.20% |
$15,000+ | 0.05% | 0.05% |
All balances if qualifications not met | 0.01% | 0.01% |
Qualifications
Earning the full rewards is so easy, you’re probably already doing it! To earn your rewards, simply do the following activities and transactions in your Priority Premium account each monthly qualification cycle:
Have at least 15 debit card purchases post and settle
If you don’t meet the qualifications one month, don’t worry. There is no penalty, and you still have a free checking account that earns our base interest rate. Plus, you can get back to earning really high interest and nationwide ATM fee refunds the very next month.
Personal Money Market
Minimum | Maximum | APY |
|---|---|---|
$0 | $49,999.99 | 0.00% |
$50,000 | $99,999.99 | 0.05% |
$100,000 | $149,999.99 | 0.10% |
$150,000 | $249,999.99 | 0.15% |
$250,000 | $499,999.99 | 0.25% |
$500,000 | $999,999.99 | 0.30% |
$1,000,000+ | – | 0.50% |
High Balance Business Money Market
Minimum | Maximum | APY |
|---|---|---|
$0 | $24,999.99 | 0.000% |
$25,000 | $99,999.99 | 1.764% |
$100,000 | $249,999.99 | 2.273% |
$250,000 | $449,999.99 | 2.785% |
$500,000 | $999,999.99 | 3.299% |
$1,000,000+ | – | 3.815% |
Deposit Accounts
Account | Minimum Balance To Obtain APY | APY |
|---|---|---|
Kaching with Interest | $1,000 | 0.05% |
Statement Saving | $100 – $9,999.99 | 0.01% |
Statement Savings | $10,000 – $99,999.99 | 0.02% |
Statement Savings | $100,000 + | 0.10% |
Business Interest Checking
Minimum Balance To Obtain APY | APY |
|---|---|
$0 – $49,999.99 | 0.00% |
$50,000 – $99,999.99 | 0.10% |
$100,000 – $249,999.99 | 0.15% |
$250,000 + | 0.25% |
Financial Planner
Minimum To Obtain APY | APY |
|---|---|
$1,000 – $ 24,999.99 | 0.03% |
$25,000 – $49,999.99 | 0.05% |
$50,000 – $99,999.99 | 0.10% |
$100,000 + | 0.15% |
Diamond Savings
Minimum To Obtain APY | APY |
|---|---|
$10,000 – $ 24,999.99 | 0.000% |
$25,000 – $49,999.99 | 0.025% |
$50,000 – $99,999.99 | 0.050% |
$100,000 + | 0.100% |
Certificates of Deposit (CDs) & Individual Retirement Accounts (IRAs)
Term | APY | Rate | Minimum To Obtain APY | Payment Method | Penalty |
|---|---|---|---|---|---|
6 Month | 0.50% | 0.50% | $1,000 | Maturity Only | 182 Days |
12 Month | 0.55% | 0.55% | $1,000 | Maturity Only | 365 Days |
18 Month | 0.65% | 0.65% | $1,000 | Annually | 547 Days |
24 Month | 0.75% | 0.75% | $1,000 | Annually | 730 days |
36 Month | 0.85% | 0.85% | $1,000 | Annually | 1095 days |
48 Month | 1.00% | 1.00% | $1,000 | Annually | 1460 days |
60 Month | 1.15% | 1.15% | $1,000 | Annually | 1825 Days |
Need Some Extra Cash?
We help customers every day obtain personal loans to provide cash for purchases. Meet with one of lenders today to discuss your options or visit our Personal Lending page for more information.
