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Like most bank websites, PriorityOneBank.com is divided into two sections. The public, non-transactional section that may be accessed by anyone, and the private, secure online banking section that may only be accessed by customers of the bank with a User ID and Password. Once you’re logged into the secure online banking section of our website, “https” in the address bar of the browser and a closed padlock at the bottom of the browser will signal that you have a secure, encrypted connection and may safely transact business.

Simply put, encryption ensures the privacy of information exchanged between your computer (browser) and our servers by scrambling (encrypting) that information for transmission and deciphering it upon receipt.

Your browser establishes a secure session with our server, once you have entered a valid User ID and Password at our online banking page. Using a protocol called Secure Sockets Layer (SSL) Encryption, your secure session is authenticated by the exchange of public and private keys. Keys are a random sequence of numbers assigned for each session. Once the keys have been exchanged for a session, these numbers are used to encrypt and decrypt messages transmitted between your browser and our server for the duration of that session. The SSL protocol does more than ensure your privacy; it also prevents other websites from impersonating our online banking website.

The Advanced Encryption System (AES) is the current encryption standard for most government and private sector IT security purposes. AES was chosen as the U.S. government security standard in 2001, and eventually also evolved into the encryption standard for most private sector enterprises. AES uses a symmetric algorithm, which means the same key is applied for both encryption and decryption. The algorithm provides 128-bit block encryption and has been designed to supports key sizes of 128, 192 and 256 bits. AES 256-bit encryption is the strongest and most robust encryption standard that is commercially available today.